Our personal currency service is designed to take away the complexity that comes from changing money between different currencies. Deciding when to do just that can be challenging, as without the power of hindsight it can be impossible to understand if the exchange rate you are getting is satisfactory. Whether you are just looking for a competitive rate based on today’s quoted prices, or have time on your side to put in place a plan to get a desired rate, our team have a variety of tools at their disposal to provide you with added value and reduce the cost of transferring money as a one-off or on a more frequent basis.

Benefits of the Personal Currency Service

  • Global FX pairs – Trades can be undertaken in over 140 currencies, in both major and minor pairs
  • Award winning service – Our currency dealers can offer a range of solutions, irrespective of how complex your needs
  • Automation capabilities – Drive forward efficiencies by automating ongoing regular payments giving you peace of mind.
  • Transparent fees – Our clients are fully informed of any currency costs that will be incurred upfront.

Great things take time

We can support you in a variety of ways to help you get the most out of your international payments. Our team are on hand to provide guidance and assistance when needed (Mon-Fri, 8am-6pm). Alternatively, you can request a callback at a time more convenient to you. If you are looking to make a large transfer in the future (perhaps to purchase your dream holiday home), this can open up different methods to help secure the best rate possible ahead of time. Therefore this allows you more time to focus on dealing with other aspects of the move.

Offering market leading exchange rates

We do not charge fixed-fee commissions for personal transfers. Like many currency specialists, we generate revenue by adding a markup to the rate we quote you. This spread markup offered is simply the difference between the price we buy the currency at and how much we sell it on to you. As an organisation, we employ lean systems to help minimise operating costs. This means we are able to pass on greater savings, making us a cost-effective solution.

We endeavour to be as transparent as possible, and will always be open and honest about spreads charged.

Expert help from a currency specialist

By understanding your situation and transfer requirements in detail, we can help you find the right way of facilitating the transfer in the quickest and most cost-effective way. If you have any questions or want a quote, call us on 0333 000 0000 (Mon-Fri, 8am-6pm) or request a callback.

Personal Currency Guide


Get in touch

0333 000 0000

Monday – Friday (8am-6pm)


Uses of foreign currency

Buying and selling property abroad
You may be thinking of moving to another country as an ex-pat to start a new chapter in your life, or to retire. We can help you facilitate the property transaction process to ensure movements in the FX markets do not lead to adverse and often unnecessary rises in costs.
Sending funds to friends and family
If a family member opts to study abroad, an arrangement can be made to make regular payments directly into their overseas bank account. No cost is incurred for making these transfers on a regular basis.
Regular overseas payments
If you already have a family home abroad or property you let out personally, regular payments may be required to pay for utility bills. Regular overseas payments can be set up on a frequency most suitable to you.
Repatriating money back to the UK 
We can help you transfer your overseas currency back into pounds sterling. This is suitable for current ex-pats who are looking to return to the UK (either temporarily or permanently) or wish to make payments to a third party.