PERSONAL MORTGAGES

Important information – Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage. Please note that the Financial Conduct Authority (FCA) does not regulate most buy to let mortgages.

Mortgages for personal reasons are secured against a primary residence. Depending on your circumstances and if you have owned a property before will determine the types of product you will be eligible to apply for. There are many ‘off the shelf’ products available on the market today. Whether these will fit in line with your requirements will depend on your individual circumstances and the criteria for borrowing set by the lender.

The interest rate charged on the loan is determined by a number of factors including your current credit score, your disposable income along with the size of any deposit you are putting up as collateral. Loans are offered on an capital and interest or interest-only basis. Repayment mortgages are more expensive each month than interest-only but guarantee you own the property outright at the end of the chosen mortgage term.

To discuss your requirements, contact our team on 0333 000 0000 (Mon-Fri, 8am-6pm) or request a callback at a time most convenient to you.

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0333 000 0000

Monday – Friday (8am-6pm)

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Benefits of our mortgage advice service

Whole of market

Our panel of lenders include both high street institutions and specialist companies that can offer bespoke mortgage products specific to your circumstances.

Looking ahead

We take a long-term view to organising your mortgage, taking into account your future goals to find a solution that works both now and going forward.

Save you time

By understanding the general criteria of different lenders, we work to focus our search on products that offer the best opportunities for acceptance and are cost-effective.

Independent

As a company, we are privately owned and therefore are not tied to any insurance company. We work for you rather than someone else to find you the best deal.

Aftercare support

We know that a mortgage is a large commitment and continue to remain in contact with you to ensure your selected product remains suitable over the term of the loan.

Save you money

Some of our lenders only accept applications from advised clients, but can offer market leading rates. This can result in a considerable saving over the term of the loan.

Visit our Knowledge Centre

If you have a question, visit our FAQs section. If you cannot find what you are looking for, contact our team for more information.

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Personal Mortgage insights

Discover your options

Arrange a discovery session to talk to one of our mortgage specialists at a time convenient to you. We understand life is not 9-5, so neither are we.

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